Who are we?
We are a number of experts from within the pensions industry and beyond.
Between us we have many years of experience as actuarial, investment, administration and technology consultants.
Just as importantly we have experience in design and communication. This means those who know little about pensions can get the most from our tools as we make them as clear and simple as possible to use.
Most people have no understanding of and no desire to learn about pensions.
It's a word that brings dread to many and can seem like the industry time forgot! This is down to years of unnecessary complexity, jargon, and other nonsense.
None of which actually puts the needs of the most important person, the pension saver, first.
In order to put them first, we build journeys to help them understand, modellers to help them plan, tools to allow them to compare and partnerships to provide what they actually need or want.
We never charge pension savers for any of the help we provide.
Our current solutions
Our free consumer offering helps thousands of pension savers a month plan how to get the best outcome from their defined contribution pension pots.
Our fully holistic retirement planning tool can be tailored in any way needed to provide a complete retirement guidance and advice solution for any scheme trustee or employer. This is regardless of budget available.
Our solution is for defined benefit scheme trustees wishing to educate and signpost a member, who has requested a transfer value, to safe advice.
Our education journey provides members with the understanding they need to decide whether to continue with transfer advice before committing to the costs.
It then signposts members to experienced DB transfer specialists or general at retirement advisers. All monitored by our oversight consultant and governance committee, ensuring a safe harbour to high quality advice is provided.